You stop winging it

You'll have a budget that actually works, a clear picture of your net worth, and a monthly review habit that keeps you on track even when life gets busy.

No judgment, no awkward conversations

Work through it at your own pace, in your own time, without having to explain your finances to anyone. Just you and the material.

You and your partner get on the same page

Money is one of the biggest sources of tension in relationships. This course gives you a shared structure and language to work through it together.

About the Course

Maybe you've got a plan... sort of. But it's not really detailed, not fully functional, and when life gets busy it starts to fall apart. You might get back on track eventually, but it takes months. And the cycle keeps repeating. Or maybe you know your finances need attention but the idea of talking to someone about it feels too exposing. Too personal. Too much. This course was built for both of those people. Six weeks. Seven modules. Fifty one lessons. Work through it at your own pace, in your own time, without having to explain yourself to anyone. Just you, your own numbers, and a clear step by step structure that finally makes sense of it all.

What people are saying

From people who have been through the course and came out the other side with a plan that actually works.

”
The budget tracker is game changing. I have a net worth one but this budget one is so great. I'm terrible at making things on Excel so could never have done that myself.
YouChange Student

New Zealand 

”
It was so great to have a refresh and reset. I felt like we had a plan but it wasn't really detailed and fully functional. This course changed that. The structure made everything very clear — it made it easy to work through with my husband.
YouChange Student

New Zealand 

”
100% worth it. The amount you save would be a lot more than the investment in a matter of weeks or months.
YouChange Student

New Zealand 

”
I learnt that I need to chat with my husband more about money. He just leaves it all up to me — and he's less committed because of that. This course opened up that conversation.
YouChange Student

New Zealand

”
Such a great idea to review every month. We do tend to get off course when big things are happening — babies, moving house, buying and selling businesses. Now we have a system for that.
YouChange Student

New Zealand 

Meet Your Instructor

I spent 12 years as a TSB Branch Manager across Taranaki. In that time I sat across from thousands of New Zealanders and watched what happened when people didn't have a clear relationship with their money — and what changed when they did. Six years ago I started YouChange because I wanted to make that kind of support more accessible. The 1:1 coaching I do gets real results — but I knew it wasn't the right fit for everyone. Some people aren't ready to sit with someone and open up their finances. Some need the cost barrier removed. Some just want to work through it quietly, in their own time, on their own terms. That's why I built this course. Everything I use with my 1:1 clients — the frameworks, the tools, the budget tracker, the monthly review process — is in here. You just work through it yourself. It is not a shortcut. It is a proper process. And it works.

Course Curriculum

7 Chapters · 51 Lessons

    1. (Included in full purchase)

      Introduction

    2. (Included in full purchase)

      Hi, I'm Min McKay

    3. (Included in full purchase)

      Before you get started

    4. (Included in full purchase)

      What you will learn

    5. (Included in full purchase)

      Money in Relationships

    6. (Included in full purchase)

      If you are Self Employed

    7. (Included in full purchase)

      Is coaching for you? Book a Free Discovery Call to find out

    1. (Included in full purchase)

      Module One Outcomes

    2. (Included in full purchase)

      Money Psychology

    3. (Included in full purchase)

      Money Beliefs

    4. (Included in full purchase)

      Emotional Spending

    5. (Included in full purchase)

      Fear and Avoidance

    6. (Included in full purchase)

      Your Financial Identity

    7. (Included in full purchase)

      Goal Setting

    8. (Included in full purchase)

      Goal Setting Resources

    9. (Included in full purchase)

      Before you move to Module 2

    10. (Included in full purchase)

      Feeling Stuck? Book 1:1 with Min

    1. (Included in full purchase)

      Module Two Outcomes

    2. (Included in full purchase)

      Emergency Fund

    3. (Included in full purchase)

      Debt

    4. (Included in full purchase)

      Debt Repayment Strategies

    5. (Included in full purchase)

      Understanding your Spending and Expenses

    6. (Included in full purchase)

      Spending and Expense Resources

    7. (Included in full purchase)

      Before you move to Module 3

    8. (Included in full purchase)

      Feeling Stuck? Book 1:1 with Min

    1. (Included in full purchase)

      Module Three Outcomes

    2. (Included in full purchase)

      Structure is Important

    3. (Included in full purchase)

      Bank Accounts

    4. (Included in full purchase)

      Bank Account Breakdown

    5. (Included in full purchase)

      Automation

    6. (Included in full purchase)

      Before you move to Module 4

    7. (Included in full purchase)

      Feeling Stuck? Book 1:1 with Min

    1. (Included in full purchase)

      Module Four Outcomes

    2. (Included in full purchase)

      A Budget that works with your Life

    3. (Included in full purchase)

      Let's make a Budget - Download the Spreadsheet

    4. (Included in full purchase)

      Let's make a Budget

    5. (Included in full purchase)

      Before you move to Module 5

    6. (Included in full purchase)

      Feeling Stuck? Book 1:1 with Min

    1. (Included in full purchase)

      Module Five Outcomes

    2. (Included in full purchase)

      Regular Self Reviews

    3. (Included in full purchase)

      Review Downloads

    4. (Included in full purchase)

      Feeling Stuck? Book 1:1 with Min

    1. (Included in full purchase)

      Module Six Outcomes

    2. (Included in full purchase)

      The Next 12 Months

    3. (Included in full purchase)

      Consistency Wins

    4. (Included in full purchase)

      Money in Relationships

    5. (Included in full purchase)

      Mastering Debt

    6. (Included in full purchase)

      Build Security through Savings

    7. (Included in full purchase)

      Building a Strong Financial Foundation

    8. (Included in full purchase)

      Get in touch with YouChange

    9. (Included in full purchase)

      Ready for 1:1 Coaching? Book an Initial Consultation or Free Discovery Call

Ready to stop putting it off?

Most people who do this course say the same thing — they wish they'd done it sooner. The investment is $349, or two payments of $220. Based on what students save in the first few weeks of applying what they learn, the course pays for itself quickly. If you get stuck at any point, you can book a session directly with Min from inside the course.

Enroll Now